Carriers
PFS is a Managing General Underwriter with full binding authority on behalf of ACE American Insurance Company and Lloyd's of London.
The law requires that an agent, broker or agency must be currently licensed and appointed in the home state (state of agent residence) as well as the state where the policy will be issued. PFS complies with all licensing rules, regulations and laws of each individual U.S. state.
PFS verifies proof of compliance in all phases of underwriting from indication to policy issuance. Without the appropriate licensing and appointments, you may experience untimely delays in receiving indications and effecting coverage for your clients. Although we are always willing to work with our agents and brokers, we must comply with these licensing and appointment rules, regulations and laws.
ACE American Insurance Company
If you have questions, please contact us at 1-800-832-8000 or email us
