USES This high-limit protection can be used to
to meet a variety of ongoing financial obligations and address business
needs that result from a sudden, incapacitating illness or injury.
It will allow you to... Protect Your Personal Income You and your family will be able to maintain
your lifestyle without eroding your assets or investment portfolio.
You will be assured that your mortgage and other ongoing expenses
will be paid and that you can meet other financial obligations as
well.
Structure Buy-Sell Agreements This coverage will provide the capital to
buy out your partners in the event they become permanently disabled.
While you and your practice have life insurance, you may not have
adequate disability insurance for this purpose.
Revenue Protection In Partnerships You can design this program to protect your
practice against the loss of revenue it will suffer if one of the
partners is unable to perform his or her duties as a result of a
disability.
"Key Person" Insurance You can protect your practice against the
loss of key personnel due to a disability. Benefit payments will
provide the capital to hire a replacement for permanently disabled
personnel.
Business Overhead Coverage
Pro Plus Disability can be your best protection against
bankruptcy. It can be designed to assure that your business continues
to meet its payroll, rent and other expenses while you or other
key management personnel are disabled.
