Protection for Executives - Definitions

Definition of Occupation: Pro Financial Services will entertain all professions for PRO Plus Disability Insurance. This protection is based on "Own-Occupation" coverage versus "Any Occupation" coverage.

Own-Occupation Coverage: The insurance industry defines this type of coverage as paying you benefits when you suffer a disability that precludes you from performing the major duties of your occupation or profession. Due to its specificity, this is the most desirable type of disability insurance.

Definitions of occupation include, but are not limited to:

Chief Executive Officer
Attorney
Investment Banker
Professional Coach

Any Occupation Coverage: This type of disability insurance will only pay benefits if you are unable to perform any job, whether it is related to your current occupation or not. Pro Financial Services does not offer this type of disability insurance.