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Pays a Lump Sum benefit if a Driver suffers an injury that results
in Paraplegia, Quadriplegia, the loss or use of a limb or sight
in one or both eyes. This coverage is also available on a group
basis for team pit crew members and can include an Accidental
Death Benefit.
Reimburses, on a per race missed or days missed basis, a percentage
of the Sponsors investment in a Driver and/or Driver-Team, if the
Driver, due to accident bodily injury or sickness or disease, misses
races. Varying deductibles are available starting with one racer
or 14 days each and every claim.
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Reimburses Sponsors or Teams for their "net ascertainable"
expenses if a Driver, due to accidental bodily injury, sickness
or disease, begins to miss appearances, photo shots, or other
events that they were contractually obligated to appear at.
Varying deductibles are available based on pre-determined number
of appearances missed.
Reimburses the Team for the cost of paying a substitute
driver in the event the primary Driver, due to accidental bodily
injury or sickness or disease, is unable to participate in their
contracted races. |
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Reimburses the Team or Sponsor if a Driver
meets certain contractual incentives or bonus plateaus (i.e. number
of wins per season, top 5 finishes per season, qualifying in the
pole position at certain specific events or making a predetermined
number of poles over a complete season, etc.).
Reimburses a Team's contractual amounts their
drivers are owed if the Driver suffers an accidental bodily injury
or sickness or disease that temporarily or permanently prevents
them from participating as a professional race driver.
Pays benefits on a per race missed and or
weekly or monthly basis to a Professional Race Car Driver who, due
to accidental bodily injury or sickness or disease, is temporarily
or permanently disabled as a Professional Race Car driver. Permanent
Disability benefits are paid in a Lump Sum to replace future loss
of income.
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