PACIFIC MEDICAL ADMINISTRATIVE GROUP AND PFS
We are pleased to announce that PMAG and PFS are now offering Permanent Disability Benefits up to $2,000,000 after a 12-month elimination period per qualifying physician. Benefits are own-occupation and are tailored to you. Additional benefits, including monthly benefits up to $250,000 per month, may be available with supplementary Underwriting. Please note policies are a maximum of five years and new underwriting would be necessary for renewal coverage (if applicable).
HOW TO ENROLL AND FIND OUT MORE
To enroll, simply complete the 2-page “Physician Simplified Issue Application - PMAG” in the link below (a fillable PDF form will open for you to complete, save and then email, fax or mail back to PFS). No medical exams, blood tests or urine tests are necessary for this standard coverage. The Application must be completed prior to obtaining a quote. Any individuals that purchase a policy during the enrollment period will receive preferred pricing (a twenty percent [20%] discount off the regular pricing) and simplified underwriting for own occupation coverage. If you have questions about the application and enrollment process, please reach out to PMAG@pfsins.com. For other questions regarding policy issuance, additional benefits available, or other questions, please reach out to Alec Herring at Buchholz Planning (Alec_Herring@ajg.com) to assist you.
WHO WE ARE
PFS is a Managing General Underwriter on behalf of Lloyd’s of London.
We have been underwriting specialty insurance for over three decades.
ABOUT LLOYD’S
Lloyd’s of London is a non-admitted carrier in the U.S.
It’s current financial ratings are:
Standard and Poor’s A+ (Excellent)
Fitch A+ (Excellent)
A.M. Best A (Excellent)
BENEFIT DESCRIPTION
“Permanent Total Disablement, Permanently Totally Disabled or Permanent Total Disability” means that the Covered Individual has suffered Total Disablement and that as a result of the Accidental Bodily Injury or Sickness or Disease directly causing the Total Disablement, a Physician has certified that the Covered Individual is expected to continue to be Totally Disabled from his or her Occupation as stated in the SCHEDULE for the remainder of his or her lifetime.
Please click HERE to fill out the application form and send back to PFS completed via email, fax or US Postal Mail. Once received, we will send you a policy quote and/or follow up if any additional information is required.
THANK YOU FOR CHOOSING PFS AND WE LOOK FORWARD TO WORKING WITH YOU!