Professional Teams / Universities

Some of the most utilized coverage options for this class include:

Cancellation of Events

Protects loss of revenue for an event cancelled due to adverse weather, earthquake, damage to venue, terrorist threats, communicable disease, etc.

Injured Reserve

Protects portions of a player’s salary that are placed on the season ending injured reserve list.

Permanent Total Disability (PTD) & Temporary Total Disability (TTD)

Protects against career ending or temporary injury/illness causing the total disablement to the insured.

Travel Accident Insurance

Protects players, coaches, and administration for loss of life, dismemberment, and permanent total disability during sanctioned team travel to and from events.

"Key Person” Insurance

Protection will pay the team/university a revenue stream equal to the amount of revenue a key employee produces for the team/university should they become disabled.

Death & Disgrace

Protects the team/university against the death of its players and coaches along with behavior/conduct detrimental to the team/university’s brand or image, causing a loss of financial value.

Kidnap & Ransom

Protects individuals and corporations operating in high-risk areas around the world. Benefits provided may include: ransom monies, accidental death or dismemberment, medical care, wage replacement, transit/delivery, etc.

Catastrophic Coverage

Protects individuals from accidental bodily injury causing catastrophic injury defined as paraplegia, quadriplegia, hemiplegia, monoplegia, total severance of limb(s), or total loss of sight in one eye or both eyes.

Contractual Obligation

Protects a team or university against the loss of an employee who has guaranteed financial compensation, whether physically able to work or not.


If you don't see what you're looking for, or are unsure of any of the coverage options above, please contact us and we'll be happy to help you find the right solution!